In the ever-evolving world of personal finance, few things carry as much weight as your credit score and the health of your lines of credit. These numbers that appear on your credit report, though may seem insignificant, have great influence over your financial well-being, impacting everything from the interest rates you pay on loans to…
Financial empowerment, literacy, and education are so important not just amongst adults, but children too. So, as we kick start 2024 and think about financial goals for the year, many clients and prospects have been asking us how to think about finances for their kids and the best ways to teach their children about money…
Over the last few years individuals worldwide have found themselves needing to adapt to a rapidly ever changing economic landscape. In recent months, the consumer has needed to adjust to a higher interest rate environment due to inflation and a higher cost of living, prompting a significant shift in spending habits. One noteworthy transformation seen…
In the realm of personal finance, goals-based financial planning is a strategy that helps shape your financial future and roadmap by aligning your short, medium, and long-term goals. Given the time of year, you may be thinking about establishing a “top to bottom” full financial tune up. By aligning one’s financial strategy with specific objectives,…
Overview: Tune into this week’s episode of Launch Financial as we discuss the stock market as it awaits outlook from the Federal Reserve two day meeting that kicked off today. Consumers are still looking for some movement on interest rates as they head into the spring housing market and prices and mortgage rates remain high. …
This article was originally published on investopedia.com One of the biggest challenges to our own success can be our own instinctive behavioral biases. In previously discussing behavioral finance, we focused on four common personality types of investors. Now let’s focus on the common behavioral biases that affect our investment decisions. The concept of behavioral finance…
Overview: Tune into this week’s episode of Launch Financial as we discuss February CPI report, which came in slightly higher than analyst expectations at 0.4% increase for the month, and 3.2% higher from a year ago. Are you still feeling the impacts of inflation on your wallet? We will continue to monitor the impact this CPI…
Finances can be overwhelming, especially when you feel lost or uneducated on the “right” decisions to make. Over the last few years, we have found that women are contributing more and more to their family’s finances and are making strides towards further financial independence. Despite women playing a larger role in their family finances, they…
Overview: Happy March! Tune into this week’s episode of Launch Financial as we unpack February in the markets and discuss the markets following reaching all time highs last week as we continue to await outlook and rhetoric from Fed Chair Jerome Powell on the future of interest rate policy. Show Notes: Check out this episode!
As the air warms up and spring is arriving, it’s the perfect time to shake off the winter weather and give your finances a thorough cleaning. From revisiting your financial goals to tidying up your budget, here’s a consolidated guide to March financial planning and spring financial clean-up. Spring is an excellent time to reassess…