We often get asked “How much should I save in my emergency fund?” While there are many schools of thoughts or rules of thumbs that can be found on the internet to answer this question, how much you need to save and how you approach it depends on your personal circumstances. An emergency fund is…
Debt often carries a negative connotation, but when managed wisely, it can be a powerful financial tool. Whether it’s earning rewards on credit card spending, maintaining and building a strong credit history, or optimizing your financial resources, leveraging debt in a strategic way can help you build wealth and improve your financial life. Here’s how…
When it comes to financial planning, simplicity is key. Yet, many individuals leave behind a trail of old 401(k)s, IRAs, and various investment accounts as they switch jobs and open new financial products. Over time, this scattered approach can make it difficult to track progress, optimize investments, understand a true global allocation, and ensure a…
Does money and financial conversations stress you out? Do you feel uncomfortable when having money discussions with your partner? If so, you’re not alone. Money conversations can bring up underlying insecurities and cause anxiety amongst individuals. Given the current market environment and economic uncertainty, extreme volatility, and newly reported record high inflation data, it’s extremely…
The start of a new year is a natural time to reflect, reset, and realign with your financial goals. Whether you’re aiming to build savings, plan for a major life milestone, or boost retirement savings, setting financial New Year’s resolutions can help you reflect on the year prior, benchmark your financial status, and set the…
Valentine’s Day is often filled with flowers, dinner, and chocolate but beyond the gifts and gestures, it’s also a time to strengthen your relationship in meaningful ways. One of the most significant aspects of a strong partnership is financial harmony. While money conversations may not seem romantic, they are crucial for building trust and aligning…
In our last blog we discussed the importance and power of setting financial intentions to set the tone for a successful financial year ahead. Today, we want to dive deeper into a few areas you can work on to start the year off on the right foot. January is the perfect time to take control…
Merging finances with your partner is a significant step in building your life together, and as a 2025 bride or groom, it’s likely on your to-do list alongside wedding planning. Combining finances doesn’t just mean sharing a bank account—it’s about aligning your financial goals, strategies, and expectations. In this guide we will discuss some important…
As we are now kicking off 2025, we’ve been crafting January financial plans to benchmark and tweak their financial plans. While many are getting their finances in order for the second half of the year and benchmarking where they are in reaching their financial goals, I want to bring light to a topic that many…
The end of the year is a perfect time to pause, reflect, and prepare. With just a few weeks left in the year, you may want to conduct a year-end review to benchmark your achievements during the year and identify areas for improvement in the new year. Let’s discuss some December planning items to consider…