As we head into fall and summer vanishes, we want to discuss financial planning topics you should focus on over the next few months. Here’s a September Financial Checklist to help you manage and plan your finances effectively during this transition from summer to fall. Review Summer Spending Assess summer expenses: Did you overspend on…
There is definitely a great deal to discuss on the current housing market. Despite the volatility and higher interest rates, many of you are still in the market to purchase a new home. Whether you’re a first time home buyer or you are upgrading from your “starter” home, there are many tips you can implement…
Our emotions are powerful and often influence the decisions we make in life, sometimes without us even realizing it. This is especially true in the realm of financial decision-making. At Sherman Wealth, we frequently discuss behavioral finance with our clients, emphasizing how our behaviors can oftentimes significantly impact the financial choices we make. As you…
As the leaves begin to change and summer passes, fall is the perfect time to reassess your financial situation and prepare for the final stretch of the year. This season offers an opportunity to fine-tune your finances, ensuring that you’re on track to meet your goals before the year’s end. Let’s take a look at…
Frequent financial check ins throughout the year are prudent to a solid and evolving financial plan. As your life gets more complicated, your financial plan and advice may change. So, periodically revisiting your savings plan is a great way to benchmark your financial progress, and ensure it remains aligned with your financial goals and life…
As summer draws to a close and we head into the latter half of the year, August is the perfect time to give your finances a mid-year checkup. With back-to-school expenses looming, and the holiday season not too far off, getting your financial house in order now can help you stay on track for the…
Interest rates play a pivotal role in our financial lives, influencing everything from mortgages and car loans to savings accounts and credit card debt. The financial landscape is constantly evolving, so it’s important to continually digest how the current landscape is impacting the consumer. A year ago in May, the Federal Reserve set their target…
Happy July everyone. As summer is well underway and we have surpassed the mid-way mark in the year, it’s a great time to take a step back and evaluate your financial health. With vacations, barbecues, and outdoor activities in full swing, it’s easy to lose track of your financial goals. Here’s a consolidated checklist to…
As we reach the midpoint of the year, June offers a perfect opportunity to take stock of your financial situation. It’s a time to reflect on the progress you’ve made and adjust your strategies to ensure you stay on track with your financial goals. Here’s a comprehensive checklist to help you conduct a thorough mid-year…
The recent announcement of Ascensus acquiring Vanguard’s individual 401(k) retirement plan business has sparked questions among plan participants and small business owners on the future of the retirement plans. At Sherman Wealth, we understand the importance of ensuring that your retirement savings are in the best possible hands, which is why we want to discuss…