Open enrollment is just around the corner, presenting a critical opportunity to review and maximize your benefits. Whether you’re new to the process or a seasoned participant, taking the time to get knowledgeable about the options available to you can make a significant difference in your financial and personal well-being. Open enrollment is the annual…
As summer has past and the end of the year is near, it is the perfect time to reflect on the importance of personal finance and the role of financial literacy in our lives. In this blog, we’ll explore what personal finance is, how to make smart financial decisions, and why financial literacy is crucial…
As the fall season is well underway, there’s one important task that should be on your radar: tax planning. While thoughts of fall pumpkin spice lattes and sweaters are tempting, it’s also a prime time to start getting your tax matters in order. In this blog, we’ll discuss some practical steps to make your tax…
Building and maintaining a solid savings habit can be challenging, especially when life gets busy. Thankfully, automating your finances is one of the easiest ways to consistently grow your savings without the need for constant attention. Whether your goal is to save for emergencies, invest for the future, or just improve your financial health, automation…
As we head into fall and summer vanishes, we want to discuss financial planning topics you should focus on over the next few months. Here’s a September Financial Checklist to help you manage and plan your finances effectively during this transition from summer to fall. Review Summer Spending Assess summer expenses: Did you overspend on…
There is definitely a great deal to discuss on the current housing market. Despite the volatility and higher interest rates, many of you are still in the market to purchase a new home. Whether you’re a first time home buyer or you are upgrading from your “starter” home, there are many tips you can implement…
Our emotions are powerful and often influence the decisions we make in life, sometimes without us even realizing it. This is especially true in the realm of financial decision-making. At Sherman Wealth, we frequently discuss behavioral finance with our clients, emphasizing how our behaviors can oftentimes significantly impact the financial choices we make. As you…
As the leaves begin to change and summer passes, fall is the perfect time to reassess your financial situation and prepare for the final stretch of the year. This season offers an opportunity to fine-tune your finances, ensuring that you’re on track to meet your goals before the year’s end. Let’s take a look at…
Frequent financial check ins throughout the year are prudent to a solid and evolving financial plan. As your life gets more complicated, your financial plan and advice may change. So, periodically revisiting your savings plan is a great way to benchmark your financial progress, and ensure it remains aligned with your financial goals and life…
As summer draws to a close and we head into the latter half of the year, August is the perfect time to give your finances a mid-year checkup. With back-to-school expenses looming, and the holiday season not too far off, getting your financial house in order now can help you stay on track for the…