Budgeting

Money Mistakes You Might Make in a Recession

Money Mistakes You Might Make in a Recession

It’s very common to make mistakes when it comes to your finances and managing your money. We read a Wall Street Journal article discussing the biggest money mistakes people tend to make during an economic downturn and we want to bring light to a few of them and talk about ways to avoid them. By…

The Best Credit Cards For Grocery Shopping In 2020

The Best Credit Cards For Grocery Shopping In 2020

As the corona-virus pandemic has put a halt on restaurant dining, Americans have found themselves cooking at home more and in turn, spending more money on grocery shopping. When increasing your spend in a certain category, it’s important to think about how you can maximize these purchases and your budget by building rewards. You may…

Here’s How The Pandemic Has Upended The Financial Lives Of Average Americans: CNBC + Acorns Survey

Here’s How The Pandemic Has Upended The Financial Lives Of Average Americans: CNBC + Acorns Survey

The coronavirus pandemic has upended many Americans’ financial lives. While millions are unemployed and sufferings, there is actually more positive financial data than you would think.  According to CNBC and an Acorns Survey, many are saving more and spending less. In fact, 46% of the respondents said they are “more of a saver now” compared…

3 In 5 Parents Say Remote Learning Will Negatively Impact Their Finances

3 In 5 Parents Say Remote Learning Will Negatively Impact Their Finances

It’s hard to believe, but summer is almost over and another new school year is only a few weeks away. However, due to the ongoing coronavirus pandemic, distance and hybrid learning will become the new normal this fall. Those with school age children will need to adjust in order to make this situation as successful…

Millennials Slammed by Second Financial Crisis Fall Even Further Behind

Millennials Slammed by Second Financial Crisis Fall Even Further Behind

If one economic recession wasn’t enough for millennials to grapple with, why not throw another their way?  The economic hit of the coronavirus pandemic is looking pretty bad to millennials. We’ve been reading many articles discussing how unemployment seems to be looking the worst for their generation in contract to others.  The 12.5% unemployment rate…

How Much Does it Take to Be Wealthy?

How Much Does it Take to Be Wealthy?

The coronavirus pandemic has certainly shaken almost every aspect of the lives of Americans.  The stay at home orders, high unemployment rate and volatile market have many people thinking differently about the value of their money than they did before COVID-19 erupted in the country. A survey conducted by Charles Schwab in January of 2020…

Here’s How to Prepare your Finances

Here’s How to Prepare your Finances

With the additional $600 per week unemployment benefits coming to an end this week, it is important to think about the ways in which you can prepare your finances for the months ahead. Many Americans are currently jobless and have been relying on these additional COVID-19 related unemployment benefits. There is much uncertainty as we…

Recently Graduated? How to Establish A Good Credit Score

Recently Graduated? How to Establish A Good Credit Score

Are you a recent college graduate? Are you starting your first job? While it’s extremely important to save money when you are first starting out, it’s also quite important to know how to spend money and understand the concepts behind your credit score and establishing good credit.  As your first paycheck starts rolling in, make…

5 tips

5 Ways to Manage Your Finances Under COVID-19

Managing your finances isn’t simple. Throw a global pandemic into the mix and you might be finding yourself overwhelmed and unprepared for the future. Now is the time to self-educate and start finding ways to manage your money for both the short and long-term.  Here are a few tips on how to manage and improve…

Bullet Journaling Your Way Toward A Budget

Bullet Journaling Your Way Toward A Budget

Many of us have tried to create a budget and stick to it at least once. Some people choose apps on their phone or spreadsheets on the computer to help them complete this task. But, for those who prefer a more creative approach, a better option might be bullet journaling. Bullet journaling is an organized…