Is my money safe? As expected, this is the number one question we have been getting from clients and prospects following the SVB collapse and banking crisis. So, where should we begin? Well for starters, it is certainly an unusual time in the economy, where we as humans never really thought about whether our money…
Given the events of the last year, with the Federal reserve raising interest rates to combat high inflation, the consumer has had to shift the way they think about their money, especially their cash. With higher interest rates, comes the opportunity to earn more interest on your cash, but also makes it more expensive to…
If you haven’t done so yet and you qualify, make sure you don’t forget to claim your Income Tax Offset Credit (ITOC). Montgomery County’s Income Tax Offset Credit (ITOC) program allows Montgomery County residents who live in the property they own a $692 credit. Click here for further instructions on how to claim your tax…
As we kick off financial literacy month, we want to share some frequently asked questions we’ve received from clients and friends and provide actionable answers. As we embark on a new quarter and the spring season, it’s a perfect time for some “spring cleaning” and financial organization. Throughout the month of April, we want to…
As we are officially in the spring season and approaching the end of the first financial quarter, we want to shed some light on some smart financial moves you can make as you start some “spring cleaning”. If you have yet to work on your financial checklist and goals for the year, this is your…
As we are in the depths of tax season and making our way through the beginning of the year, we want to discuss some important financial dates and deadlines to keep in mind over the next few months. Financial organization is a large component of financial success. Staying on top of deadlines, compiling forms, filing…
Has inflation had a noticeable impact on your life over the last few months? Are you feeling the weight of increased gas and food prices and pretty much everything else you purchase on a day to day basis? So are we! Inflation has been rising so fast over the last few months that the Federal…
In a widely anticipated move, the Federal Reserve has hiked interest rates by 25 basis points or 0.25%. Fed Chair Jerome Powell said the extent of future rate hikes is uncertain, indicating that they will take a wait and see approach. Remember, this is the eighth increase since the first one in March 2022 to…
The last few years have certainly changed the cadence in which many of us operate on a day to day basis. This is especially true with the emergence of technology and transition to remote work, telehealth, and curbside shopping. Another area that has shown significant change is in the use of robo-advisors. While robo-advisors can…
There are several key components that make up a comprehensive financial plan. One topic we’ve been helping many clients navigate within this economic environment is faimly budgeting. Your budget is a crucial and everyday tool in your financial toolkit. It’s the tool that can help you get and stay organized, enabling you to reach your…